Contact Us

DCH Ain’t Playin’ or Payin’

Right now, I’m on a mission to improve upon myself in every aspect of my life. I’m already making better choices in diet and exercise, time management, etc.  So, today, I decided to take a look into my credit worthiness, and let me tell you…. DCH ain’t playin’!!!

How about I have two charges on my credit report that have been there since 2011. These charges have significantly hurt my credit score. The sad thing is that I didn’t even know these bills existed. The even sadder part is that they’re for $3 each!

Nope, no typo.

THREE DOLLARS EACH… Two negative lines on my credit report caused by $6. I know you think I’m lying, right?

Now, if the bill started at $85, and I paid $82, why wouldn’t I pay another $3? So, I called the collection company to ask about the money, and the representative that assisted me said it’s common for people to have accounts in collections for medical bills of which they were never aware they had.

But here’s the part that made me chuckle: The rep asked me if I’d like to take care of the bill. Of course I would! Six dollars? Are you kidding me? Why not? So he says, “If you’d like, we can set you up on a payment plan.” Then, he starts laughing. He thinks this is a joke, but I have to admit that it made me laugh, too. I responded, “No, thanks.  I’d like to just pay it all at once. Thanks.”  Then, he hits me with the another line that really made me question whether or not I was in the twilight zone. “We can do check, debit, or credit.” I say, “Let’s do debit and just get this out the way,” which is when he says, “Ok. Now, that transaction does have a fee of $9.”

$9?

Being the lady that I am, I POLITELY say, “Have you lost your mind? Do you honestly think I’m about to pay a total of $15 for a $6 charge that I didn’t even know I had? REALLY? Look, what’s your address? The next time I’m in the area, I’ll just come and drop off the funky $6.”

However, instead, I’ll be mailing in a cashier’s check…. AND a letter, explaining why they need to get these little $6 NEGATIVE lines off my credit report. *insert nose-flared eye and neck roll ending with pursed lips right here*

More from WTUG

Best of the Web

Leave a Comment

It appears that you already have an account created within our VIP network of sites on . To keep your points and personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your points, prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account with your Facebook account, just click on the account activation button below. You will maintain your existing profile and VIP program points. After you do this, you will be able to always log in to http://wtug.com using your Facebook account.

*Please note that your points, prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

Register on WTUG 92.9 FM quickly by logging in with your Facebook account. It's just as secure, and no password to remember!

Not a Member? Sign Up Here

Register on WTUG 92.9 FM quickly by logging in with your Facebook account. It's just as secure, and no password to remember!